Financing Your Shine Franchise Journey

If you've been dreaming of becoming your own boss, having control over your destiny, making a positive impact in your community, achieving success on your terms, and having the room to grow and develop your business, then Shine Window Cleaning Franchise is the perfect opportunity for you.

Shine Franchise: A Lucrative Business Venture

At Shine, we understand the desire for a change in life and career. Our current franchisees left their previous careers to join Shine as owner-operators. They were tired of corporate life and sought more control over their destinies.

If you can relate to their stories and aspirations, we are eager to talk to you about what a Shine Franchise could do for you, your family, and your community.

Shine Franchise Financing Options

Just as Shine provides a clear view through your windows, we want to provide a clear path to financing your franchise dream. Below, we will highlight the top 5 franchise financing options tailored to suit your needs.

Whether you're embarking on the initial stages of your entrepreneurial journey or seeking to expand your current franchise, our comprehensive financing solutions are designed to empower you at every step. By connecting you with a diverse range of financing partners, we ensure a tailored approach to meet your specific needs.


1. Loans

Loans serve as a versatile financing option, providing the capital needed for various business purposes. Whether you're looking to cover working capital, invest in a franchise or grow your business, loan options are designed to meet your unique requirements.


  • Versatility: Use the funds for any legitimate business purpose that propels your Shine franchise forward.
  • Generous Funding: Access funding ranging from $50,000 to $5 million, ensuring you have the necessary resources to thrive.
  • Flexible Terms: Enjoy longer terms and amortizations, providing financial flexibility and easing the burden on your business.

2. SBA 7(a) Loan Program:

Specifically crafted for start-ups and existing businesses, the Small Business Administration's (SBA) 7(a) Loan Program is a robust financing solution. The application process is streamlined, ensuring efficient access to funding.


  • Broad Applicability: Tailored for both start-up ventures and existing businesses, offering a comprehensive funding solution.
  • Competitive Interest Rate: Prime + 2.75% interest rate, ensuring favorable terms for your Shine franchise.
  • Swift Closings: Experience efficient closings within 30-45 days, allowing you to get your business up and running promptly.

3. SBA Preferred Small Business Loan Program (FastTrack):

This program targets smaller loan amounts, catering to the unique financial needs of startups and existing businesses. It enables you to meet cash requirements without the need to sell assets.


  • Smaller Loan Amounts: Ideal for startups and smaller financial needs of existing businesses.
  • Preserve Assets: Satisfy cash needs without the necessity of selling assets, allowing you to retain valuable resources.
  • Financial Flexibility: Enjoy lower interest rates compared to traditional SBA or home equity loans, making it a financially advantageous option.
  • Portfolio Borrowing: Borrow between 60% to 95% of your investment portfolio, ensuring maximum financial support.

4. Securities-Backed Line of Credit:

Securities-Backed Line of Credit offers a quick and straightforward solution for accessing funds. Backed by your securities, this line of credit provides the liquidity you need with added benefits.


  • Quick Access: Obtain quick access to cash within 10 days, ensuring timely funding for your Shine franchise.
  • Simplicity: No need for additional collateral; the application process is straightforward and hassle-free.
  • Tax Advantages: Enjoy potential tax advantages, enhancing the overall financial benefits of this financing option.

5. Rainmaker Plan 401(k)/IRA Business Funding:

The Rainmaker Plan offers a unique opportunity to access existing retirement funds tax-deferred and penalty-free, providing a robust source of financing for your Shine franchise.


  • Tax-Deferred Access: Access existing retirement funds without incurring taxes or penalties, providing financial flexibility.
  • Retirement Wealth Utilization: Leverage your retirement wealth to start or purchase a business, ensuring ample funding for your Shine franchise.

Your Shine Journey Begins Now

If you're ready to take the first step towards entrepreneurship with Shine, reach out to us today. 

Whether you're transitioning from corporate sales, insurance, real estate, or looking to turn a side hustle into your everyday hustle, Shine is the place to start. Reach out to us today to learn how you can become a franchise owner with Shine.